How exactly does invoice factoring work?

Glad you asked.


The application.

 Apply now!


The letter.

 After reviewing your application, we send you a Letter of Intent that specifies the terms of our partnership


The research.

When OCF receives your signed Letter of Intent, we do our homework. Based on the information you provide about your customers, we determine the amount of financing we can provide.


The legal.

We work together to build a contract explaining all cash advance rates and service fees.


The delivery.

 You submit invoices, and voila!


Cash flow!


Breathe again.



The idea behind accounts receivable financing is a simple one:

sell your outstanding invoices for immediate cash, minus a fee.


This invoice factoring is not about lending.

It’s neither a loan product nor a line of credit.

In fact, AR financing has nothing to do with your company’s credit.

It has no effect on your balance sheet…and that’s a good thing in the eyes of your bank.

AR financing incurs no debt.


Your company receives a cash advance upon the sale of your specified invoices.

You then decide how best to use that shiny, new working capital.


Keep the business cycle moving forward?

Stay up-to-date—or ahead of—your expenses? Expand your technology?

It’s all possible, and it’s all your call.


Invoice factoring is flexible and responsive.

Funds are typically wired into your bank account within 24 hours,
so you can put that cash flow to work immediately.




Call Today


or Apply Right Here!

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